California Pushes Single-Payer Health Care Legislation

A single-payer health care bill may soon become a reality in California now that advocates have presented the idea to a state Senate committee. This is the second time the state has attempted to pass this type of legislation and advocates hope they are successful this time around.

What is Single-Payer Health Care?

Single-payer health care is a structure that requires only one source of payment for all health care. U

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Jan 21, 2012


Posted by Elizabeth Hernandez | No Comments »
Tags: Care, Health Care

Why You Should Purchase Life Insurance In Increments of 25 Years

Term life insurance is always considered “short term,” even if you have the policy for many years. This is because there is an ultimate expiration date on the policy, unlike whole life policies which are in force until you die.

However, within this “short term” framework, there are wide varieties of ways your policy can be set up, and deciding how long your “term” should be is one of the decisions which will affect the price and feasibility of your insurance purchase.

In general, the shorter the term, the more you will ultimately pay for your life insurance. This is bec

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Jan 15, 2012


Posted by Elizabeth Hernandez | No Comments »
Tags: Life Insurance, Years

How Will the Supreme Court Make a Difference in Health Reform?

After months of court rulings around the country, President Barack Obama and dozens of state officials have managed to move the debate over the constitutionality of health care reform to the U.S. Supreme Court. Exactly what would a decision from the court mean in this health reform debate? How could the justices impact the future of health care?

History of Legal Challenges for Health Reform Law

The Patient Protection and Affordable Care Act, also known as the health care reform law, has been the focus of a number of debates since it was signed into law by President Barack Obama in March, 2010.

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Jan 04, 2012


Posted by Elizabeth Hernandez | No Comments »
Tags: Reform

How Long Does it Take to Get a Life Insurance Quote?

Getting a life insurance quote is now easier than ever before. There are several different options available to help you find the right coverage for your family. Here are the choices you have and what you can expect with each of them.

Call an Independent Agent

One way to get a quote is to start with a local, independent agent. These freelance workers will provide you with valuable information regarding the different plans you qualify for.

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Dec 14, 2011


OneAmerica says 2011 growth at 29%, led by retirement services

OneAmerica Financial Partners says its enterprise sales growth for the year was 29% through the third quarter over the same period the prior year.

The company said in a statement its sales results and strong capital position are even more impressive given the “continued financial and political volatility”

Its 29% total sales growth was fueled by retirement services sales growth, which exceeded 50% when compared to the same period in 2010.

Dayton Molendorp, chairman, president and CEO of the company, said it is “well-positioned to finish 2011 with one of its strongest performances ever and with increased levels of financial strength.”

OneAmerica Financial Partners, based in Indianapolis, Ind., is nationwide network of companies offering retirement plan products and services; individual life insurance, annuities, long-term care solutions and employee benefit plan products. Product

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Dec 09, 2011


Posted by Elizabeth Hernandez | No Comments »
Tags: Growth, Growth 29

Employee Health Insurance Premiums Jumped 63 Percent in 7 Years

A new study has found that U.S. workers health insurancepremiums rose 63 percent from 2003 to 2010 as an increasing number of employers shifted the burden of rising medical costs to their employees. The study was conducted by Commonwealth Fund, which analyzed annual government surveys of companies.

Health Insurance a Growing Burden for Employers and Workers

The Commonwealth Fund study has revealed that health insurance  is increasingly becoming a burden for both employers and their workers.

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Nov 25, 2011


Posted by Elizabeth Hernandez | No Comments »
Tags: 63 Percent, Health Insurance, Percent