Looking at my HMO versus the PPO my mother has, I can really see the advantages of going with an HMO. I’m thankful to be with Kaiser Permanente, which offers HMO medical insurance. HMO stands for “Health Maintenance Organization”. The doctors are part of a network and my medical records are integrated. This means my doctors work like a team. Any of them can readily step in. Any of them can access my medical records at anytime. I don’t have to wait to speak with the last medical professional I saw or try to remember what the different doctors said. There’s no waiting or guesswork on who did what, why, or when. It’s seam
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Free Preventive Health Care Rules Announced Today
The Obama administration unveiled new rules, today, specifying which preventive health services will be free to consumers under the new health law after Sept. 23. Mandated preventive care seeks to correct the problem of under utilization of preventive care services because of out-of-pocket expenses for consumers. Americans use preventive services at about 50% the recommended rate, according to research cited by the White House.
Jul 11, 2010
Healthcare Reform & the Pre-Existing Condition Insurance Plan for California
On January 1, 2014, health insurance carriers will no longer be able to deny coverage for pre-existing health conditions. However, for many with pre-existing health conditions this is simply too long to wait to get California health insurance coverage. Perhaps, they are unable to qualify for group insurance and they would be denied if they applied for an individual health insurance plan. Help is on the way. As of this September 23, 2010, health insurance carriers will no longer be able to deny coverage to minors ages 18 and under. Also, for those 19 and above, states will be offering Pre-Existing Condition Insurance Plans beginning this August, 2010.
Jul 05, 2010
Blue Cross versus KaiserQuotes.com on Service
I’m looking for health insurance for my 20 year old daughter. She doesn’t need a comprehensive plan, but it sure was complicated finding the right basic plan. I contacted Blue Cross and KaiserQuotes.com for recommendations and discovered a world of difference in the service I received.
KaiserQuotes.com
The Representatives were friendly, and stayed friendly even when I didn’t want a follow-up. They spent time answering my endless questions and paced the conversation according to what I needed. I rea
Jun 27, 2010
KaiserQuotes Launches a New Blog
On June 14, 2010, KaiserQuotes.com launched a new blog about Kaiser Permanente. Click http://kaiserquotes.com/blog/ to visit this website. So far the blog has two articles posted, one about Kaiser Permanente Colorado changes for July 1, 2010. This post explains basically that there was only one change for KP Colorado individual plan members. Rates and plans did not change. However, the way rates increase for members who age up in the next age band did change. No longer will members have to worry about mid-year rate changes that hit them the month after they have a birthday. Their rates will no longer go up until January each year.
Jun 20, 2010
DEPENDENTS UP TO AGE 26 ALLOWED ON FAMILY MEDICAL PLANS IN SEPTEMBER 2010
As of May 1, 2010, Kaiser Permanente now allows dependents to remain on their parents’ family plan up until age 26. Adult dependents ages 19 to 25 no longer have to be full time students with an accredited college. If your adult child was going to age off the plan or lose coverage due to lack of enrollment in college, your child will now be able to continue as a dependent on your family health insurance plan until his/her 26th birthday.
New applications for family health insurance still go by the original guidelines. A
Jun 12, 2010
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