How to Save Money on Life Insurance

Your life insurance will benefit the people you will leave behind if you pass away prematurely, so it is important to make sure they will have enough money to replace your income during the years following your death. It is necessary to ensure your loved ones can maintain their current lifestyles, but it’s not necessary to place them in the lap of luxury, unless you can easily afford to do so.

Permanent Life or Term Life

The purpose of purchasing life insurance is to leave behind a large sum of money that will take care of your family after your death; it is not to invest money in various financial markets. P

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Nov 17, 2011


Posted by Elizabeth Hernandez | No Comments »
Tags: Insurance, Life Insurance

Marsh & McLennan Agency continues Northeast expansion

Marsh & McLennan Agency, a subsidiary of insurance broker Marsh Inc., acquired the employee benefits division of a Marlborough, Mass.-based agency, adding about $600,000 in annual revenue to its middle-market operations.

The New York-based national insurance broker bought the employee benefits operations of Kaeding, Ernst & Co., an employee benefits, life insurance, and financial-planning consulting firm.

Financial terms of the transaction were not disclosed.

The division will become a part of Bostonian Group, a Marsh & McLennan Agency company, further expanding Bostonians depth and expertise in employee benefits, officials said.

The transaction is the second complementary acquisition for Bostonian/MMA following the February acquisition of the Boston office of Kinloch Consulting Group, the employee benefits division of Kinloch Holdings.

Kaeding, Ernst has built a strong reputation of delivering trustworthy advice and innovative solutions to its employee benefit clients.

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Nov 08, 2011


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Tags: Agency, Mclennan Agency

Do Your Part to Protect Your Vessel this Winter

Fall weather is in full effect which means that for most of us winter is looming on the horizon. Before the colder weather starts to settle in, boat owners should make sure that their vessel is properly prepared for the winter season. Many insurance carriers list ice and freezing as an exclusion on boat and yacht policies. However, if you read the exclusion you may find that your insurance carrier will consider it a covered loss if you follow their guidelines. This exclusion can be found under the physical damage section of your policy document.

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Nov 02, 2011


Posted by Elizabeth Hernandez | No Comments »
Tags: Winter

How to Make Spaetzle Using Colander

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    “Spaetzle” is the German equivalent to pasta. It is a seasoned doughy food that is often coated in sauce to make a filling meal. Unlike pasta, spaetzle tends to be more rustic in shape, with the dough often being cut or torn into small pieces for cooking. Spaetzle dough is also sometimes made to be more paste-like in consistency so that it can be extruded through a slotted implement such as a spoon or colander.

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    Oct 28, 2011


    Posted by Elizabeth Hernandez | No Comments »
    Tags: Spaetzle, Spaetzle Using

    Health Care Reform Disputes Move to Supreme Court

    The Obama administration and its challengers are taking their fight to the Supreme Court to address the the ongoing debate over whether the health care reform law should be deemed constitutional. The debates have been pushed through various circuit courts around the country over the past year, but the fight may reach its final destination in a few short weeks if filings are approved in time.

    States Continue Fight to Repeal Health Care Law

    Ever since thehealth care reform bill, named the Patient Protection and Affordable Care Act, was signed on March 23, 2010, various states pushed to have part of reform deemed unconstitutional.

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    Oct 17, 2011


    Posted by Elizabeth Hernandez | No Comments »
    Tags: Care Reform, Court, Health Care Reform, Supreme Court

    Why is Life Insurance Beneficial to Newlyweds?

    When people are first married, they aren’t usually thinking about life insurance. They are focusing on buying a house, learning how to live with each other and generally adjusting to married life. However, this is the perfect time to make the investment in life insurance.

    Affordable

    The younger you are when insurance is purchased, the more affordable it is. Every year that passes brings with it higher life insurance premiums. In the years between ages 25 and 35, the rates with some companies can double. T

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    Oct 12, 2011


    Posted by Elizabeth Hernandez | No Comments »
    Tags: Insurance, Life Insurance