You don’t have to travel overseas to encounter health dangers

Most Americans are far more careful when they travel overseas than when they travel domestically, but there are a number of health concerns within our borders that can lead to serious illness. In addition, as the recent tragic death of freestyle skier, Sarah Burke, has made clear, accidents can happen anywhere and those accidents can be very, very expensive.

  1. Rocky Mountain Spotted Fever most common in the Southeast and South-Central regions (particularly in Arkansas, North Carolina, Oklahoma, Missouri, and Tennessee), this is a tick-borne illness that occurs primarily in Spring and Summer.

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Jan 29, 2012


Posted by Emily Davis | No Comments »
Tags: Health, Travel Overseas

Florida Supreme Court Rules That Since Insurance Policy Does Not Expressly Provide Coverage For Attorneys’ Fees, FIGA Does Not Have To Pay Them

On January 19th, the Florida Supreme Court issued its opinion in , which decided whether an insured is entitled to recover attorney’s fees from the Florida Insurance Guaranty Association (FIGA). I wrote about the case in October 2010, when it was at the lower appellate level, in .

The case stems from a Hurricane Charley claim with Florida Preferred Property Insurance Company. The trial court ordered FIGA to pay the insured’s attorney’s fees pursuant to Florida Statute §627.428. Relying in part upon a Third District Court of Appeals case, , the trial court held that the insured’s right to attorney’s fees and costs was a covered claim. FIGA a

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Jan 21, 2012


U.S. property/casualty pricing in early stages of hard market

NEW YORK—The U.S. property/casualty insurance industry is in the early stages of a hard market, according to a survey of industry executives released Wednesday by the Insurance Information Institute Inc.

In fact, 72% of the attendees who responded to the survey at the Property/Casualty Insurance Joint Industry Forum this week in New York said the industry is in the early stages of a hard market, while only 28% said it is not. In addition, 75% of the respondents said they expect an improvement in profitability.But the projected improvement will not occur across the board. W Read more…

Jan 12, 2012


Posted by Emily Davis | No Comments »
Tags: Early Stages, Hard Market, Market

Indian Travel Medical Insurance

While visiting foreign country travelers need medical insurance coverage to safeguard themselves from disastrous scenarios in case of an emergency. Indian travelers who are visiting abroad for various reasons can purchase travel insurance plans before leaving the home country. Indian insurance companies have designed travel insurance plans with international standards of coverage and medical benefits.

Indian travel medical insurance plans can be compared and purchased online at Eindiainsurance. There are several insurance companies in India who offer travel insurance plans at affordable premium cost and effective benefits.

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Jan 06, 2012


Did you get the license number of that Christmas tree?

Every year, drivers across the country have newly purchased Christmas trees fall off the roofs of their cars. For motorists who drive over the fallen trees, the resulting damage can result in insurance claims.

When a poorly secured Christmas tree falls off your car’s roof, it’s easy to continue driving, unaware of the mishap.

“Some people don’t even realize until after they get home” that their tree is missing, says California Highway Patrol (CHP) Officer Trevor Fee, who works in Sacramento.

While the CHP doesn’t keep track of how many Christmas trees fall onto California highways each year, dispatchers report it as a common occurrence.

Retrieving a fallen Christmas tree

If you’re aware that your tree has fallen off your car, be sure to exercise good judgment before pulling over to the shoulder in an attempt to retrieve it.

Running out into a four-lane highway isn’t a good idea, and people should call police for help if they’re unsure that it’s safe, says Michelle Koos, a police officer in Overland Park, Kan.

If you are driving on a freeway, you never should pull over to the shoulder unless it’s a true emergency.

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Dec 28, 2011


Posted by Emily Davis | No Comments »
Tags: Christmas Tree, Tree

What does ‘brace for impact’ really mean?

In the case of US Airways Flight 1549, now known as the Miracle on the Hudson, Captain Chelsey Sullenberger and his crew managed to avert disaster by affecting a water landing; however, one outcome of that event was the fact that many passengers were ill equipped to handle an air emergency.

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Dec 17, 2011


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