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Wal-Mart offers latest sign that employer-based health coverage is failing

When Wal-Mart, the country’s largest private employer, announced the other day that it’s cutting back on health coverage for workers, it wasn’t just the latest sign that our healthcare system is out of reach for a growing number of people.

It was also the clearest indication to date that our employer-based health insurance system has let us down, saddling millions of families with rising healthcare costs and leaving millions more out in the cold.

“The system is failing us,” said Alain Enthoven, a professor emeritus at the Stanford Graduate School of Business who served as a consultant to the Carter administration on healthcare issues. Read more…

Oct 24, 2011

Posted by Emily Davis | No Comments »
Tags: Coverage, Health Coverage, Latest Sign

Overseas Travel Health Insurance by Bajaj Allianz

Bajaj Allianz General Insurance Company has designed one of the best health insurance coverage for overseas travelers from India. Travelers leaving India must be aware that health care costs abroad are never cheap and an overnight hospitalization for a minor injury in a foreign country can leave you with huge medical bills. Bajaj travel health insurance can provide medical coverage while you are outside the home country.

Bajaj Allianz travel insurance plans are tailor made insurance coverage for travelers belonging to varied age groups. The need for insurance has become inevitable and travelers should purchase travel medical insurance before leaving their home country.

Oct 21, 2011

Posted by Emily Davis | No Comments »
Tags: Allianz, Bajaj Allianz, Health Insurance

Family Health Insurance Plan: Selecting the Best For Your Family

As a family, one of the major things you must provide is the family health plan. In the world today, things are going from bad to worst; frequent natural disasters, epidemics, deaths and so on. The above incidences will not issue a notification letter before they occur. It happens fast and before you know it, disaster and in some worst cases death. It is impossible to foretell the future to know what will happen; things that might happen can be controlled by getting prepared to handle it, by ensuring it does not leave you emotionally, financially, mentally and physically drained. Insurance policies are a tool that ensures the prevention of these conditions. Read more…

Oct 19, 2011

Posted by Admin | No Comments »
Tags: Family, Family Health

Totaled on the test drive: Who pays?

It was 2008 when three students — or maybe four — walked onto the lot at GRT Motors, a used-car dealership in the Atlanta area. Steve Lang, the owner, was there to greet them.

The kids liked a 1992 Mazda Protégé and wanted to take it for a spin. As he usually does, Lang copied their driver’s license information before handing them the keys so they could take it for a test drive. He didn’t ask for proof of their car insurance .

Not every dealer will let you take a test drive without accompanying you in the vehicle. But Lang does. “People can always take a vehicle nearby for an inspection if they wish. T

Oct 13, 2011

Posted by Emily Davis | No Comments »

Is Scope of Damage or Scope of Repair Subject to Appraisal?

Most property insurance policies include an appraisal provision that may be invoked by either the insurer or the insured to determine the value of a loss. Courts generally agree that “valuation” is the task of an appraisal panel, and “coverage determinations” are the province of courts. However, courts are inconsistent as to whether the scope of damage falls under “valuation” (which may be decided by appraisal) or falls under “coverage determination” (which must be decided by a court).

Generally speaking, the purpose of an appraisal provision is to avoid litigation where the insurer admits coverage and the dispute concerns only the amount or value of the loss. Insurers someti

Sep 24, 2011

Posted by Emily Davis | No Comments »
Tags: Appraisal

Emergency message to U.S. citizens traveling in southern Israel

The U.S. Embassy in Tel Aviv Israel issued an emergency warning to U.S. citizens with plans to travel to southern Israel. There is currently a credible threat of increased violence and terrorist activity near the Israeli-Egypt border. In addition, surrounding areas adjacent to the Gulf of Aqaba in Israel, Egypt, and Jordan may be affected.

U.S. citizens are urged to exercise caution and initiate appropriate measures to protect themselves while traveling in this region. U.S. citizens planning travel in and near this area are encouraged to monitor local news for any changes as well as the U.S.

Sep 23, 2011

Posted by Emily Davis | No Comments »
Tags: Israel, Southern Israel

Insurance Info Store

Wal-Mart offers latest sign that employer-based health coverage is failing

Overseas Travel Health Insurance by Bajaj Allianz

Family Health Insurance Plan: Selecting the Best For Your Family

Totaled on the test drive: Who pays?

Is Scope of Damage or Scope of Repair Subject to Appraisal?

Emergency message to U.S. citizens traveling in southern Israel

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