Travel insurance companies release position statements that address recent catastrophic evens that effect coverage. The following is a position statement from TravelSafe on the earthquake in Haiti.
Earthquake Haiti
For policies underwritten by United States Fire Insurance Company:
The following applies to policies purchased prior to January 12, 2010 for anyone traveling to Haiti.
Trip Cancellation/Trip Interruption – The policy provides a benefit in the event a trip is canceled or you must interrupt your trip because your destination is made uninhabitable due to a natural disaster within 10 days of your departure. The natural disaster must occur after your effective date.
Travel Delay – The policy provides reimbursement for reasonable accommodations, meal and local transportation if your trip is delayed for 8 hours or more due to a natural disaster.
Medical and Medical Evacuation – If you are traveling in Haiti and have been injured, please contact the assistance company, One Call International, for assistance by calling collect to 1-603-894-4710. The policy provides reimbursement on an excess basis for medical expenses incurred due to injury. It also provides evacuation to the nearest adequate medical facility for treatment and medically appropriate transportation home. For travelers in Haiti with an effective date on or after January 12, 2010, medical and medical evacuation benefits may still be available if your sickness or injury occurred after the date your coverage became effective.
Non-Medical Emergency Evacuation – The policy provides reimbursement for reasonable transportation to the nearest place of safety or to your home in the event of a natural disaster. The evacuation must occur within 10 days of the event and the arrangements must be made by One Call International. Please call 1-603-894-4710 collect for assistance.
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