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The dos and don’ts of COBRA health insurance

Although the Patient Protection and Affordable Care Act (PPACA) was passed in 2009 to expand medical coverage options for American families, it is not the first time the government has stepped in to guarantee access to health care. In 1986, the Consolidated Omnibus Budget Reconciliation Act (COBRA) was passed to provide continued medical coverage for those losing their employer-sponsored health plan.

COBRA health insurance allows individuals to maintain their group health plan should they leave their job for reasons other than misconduct or should their work hours be reduced resulting in the loss of medical benefits.

Jul 22, 2011

Posted by Jeremy Allen | No Comments »

Study: Safety system can prevent low-speed crashes

WASHINGTON (AP) — Technology may be providing a cure for that bane of commuting drivers, the rear-end collision in bumper-to-bumper traffic, according to an auto insurance industry-funded study released Tuesday.

The study by the Highway Loss Data Institute found that 2010 Volvo XC60s outfitted with a standard collision avoidance feature called City Safety are far less likely to be involved in low-speed, front-to-rear crashes than other mid-sized SUVs without the system.

Insurance claims that pay for damage to vehicles hit by an at-fault driver were filed 27 percent less often for the XC60 than comparable vehicles, the study said. B

Jul 20, 2011

Posted by Elizabeth Hernandez | No Comments »
Tags: Study, Study Safety

How to Overcome Objections in Your Sales Meetings

Business-to-business (B2B) is the sales paradigm in many small companies. Rather than selling directly to the end consumer, your services or products are bought by other businesses. In most cases, this is where one-on-one sales strategies take place.

Imagine you are in a meeting with one of the biggest clients you have ever tried to woo. Your sales pitch and presentation were spot-on. You clearly defined the benefits and features of your product or services. You even presented real case studies and previous client exultations. You are ready to get this deal!

Jul 20, 2011

Posted by Elizabeth Hernandez | No Comments »
Tags: Sales, Sales Meetings

Smaller Start-ups Slowing Job Growth

Xconomy reports that start-ups in the U.S. are hiring fewer people, substantially slowing the growth of new jobs.

Many American see their country as exemplifying the entrepreneurial spirit and, while many countries certainly see the same drive from their people, start-ups have accounted for a substantial portion of America’s economy and particularly long-term jobs growth. Moreover, a new report from the Kauffman Foundation attributed job growth in the U.S. entirely to start-ups.

However, the report also notes that the number of jobs per start-up has fallen dramatically to 4.9 per company from 7.5 per company in the 1990s. Read more…

Jul 18, 2011

Posted by Elizabeth Hernandez | No Comments »
Tags: Growth

Debt worries drag down the stock market

NEW YORK (AP) — Not even a strong string of earnings reports could stave off worries about debt on Monday.

Europe’s banking troubles and an impasse over lifting the U.S. government’s borrowing limit helped drag down stock markets in the U.S. and Europe. The worries also sent gold prices to a record high before accounting for inflation.

The S&P 500 index dropped 11 points, 0.8 percent, to 1,305 in afternoon trading. The index had been down as much as 1.5 percent earlier. The Dow Jones industrial average fell 96 points, also 0.8 percent, to 12,383.

The Nasdaq composite fell 32 points, or 1.2 percent, to 2,758. Frenc

Jul 17, 2011

Posted by Elizabeth Hernandez | No Comments »
Tags: Worries, Worries Drag

WellPoint Near Agreement on Large Breach Class Action Suit

Health insurer WellPoint Inc. would provide 600,000 individuals “potentially” affected by a data breach two years of paid credit monitoring and identity theft protection services, and another five years protection to any individuals found to be a victim of identity theft or loss because of the breach, according to a preliminary class action settlement, HealthCareInfoSecurity.com reports.

Like what you see? Read more…

Jul 17, 2011

Posted by Emily Davis | No Comments »
Tags: Breach, Breach Class

Insurance Info Store

The dos and don’ts of COBRA health insurance

Study: Safety system can prevent low-speed crashes

How to Overcome Objections in Your Sales Meetings

Smaller Start-ups Slowing Job Growth

Debt worries drag down the stock market

WellPoint Near Agreement on Large Breach Class Action Suit

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