U.S. property/casualty pricing in early stages of hard market

NEW YORK—The U.S. property/casualty insurance industry is in the early stages of a hard market, according to a survey of industry executives released Wednesday by the Insurance Information Institute Inc.

In fact, 72% of the attendees who responded to the survey at the Property/Casualty Insurance Joint Industry Forum this week in New York said the industry is in the early stages of a hard market, while only 28% said it is not. In addition, 75% of the respondents said they expect an improvement in profitability.But the projected improvement will not occur across the board. W Read more…

Jan 12, 2012


Posted by Emily Davis | No Comments »
Tags: Early Stages, Hard Market, Market

Indian Travel Medical Insurance

While visiting foreign country travelers need medical insurance coverage to safeguard themselves from disastrous scenarios in case of an emergency. Indian travelers who are visiting abroad for various reasons can purchase travel insurance plans before leaving the home country. Indian insurance companies have designed travel insurance plans with international standards of coverage and medical benefits.

Indian travel medical insurance plans can be compared and purchased online at Eindiainsurance. There are several insurance companies in India who offer travel insurance plans at affordable premium cost and effective benefits.

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Jan 06, 2012


How Will the Supreme Court Make a Difference in Health Reform?

After months of court rulings around the country, President Barack Obama and dozens of state officials have managed to move the debate over the constitutionality of health care reform to the U.S. Supreme Court. Exactly what would a decision from the court mean in this health reform debate? How could the justices impact the future of health care?

History of Legal Challenges for Health Reform Law

The Patient Protection and Affordable Care Act, also known as the health care reform law, has been the focus of a number of debates since it was signed into law by President Barack Obama in March, 2010.

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Jan 04, 2012


Posted by Elizabeth Hernandez | No Comments »
Tags: Reform

Did you get the license number of that Christmas tree?

Every year, drivers across the country have newly purchased Christmas trees fall off the roofs of their cars. For motorists who drive over the fallen trees, the resulting damage can result in insurance claims.

When a poorly secured Christmas tree falls off your car’s roof, it’s easy to continue driving, unaware of the mishap.

“Some people don’t even realize until after they get home” that their tree is missing, says California Highway Patrol (CHP) Officer Trevor Fee, who works in Sacramento.

While the CHP doesn’t keep track of how many Christmas trees fall onto California highways each year, dispatchers report it as a common occurrence.

Retrieving a fallen Christmas tree

If you’re aware that your tree has fallen off your car, be sure to exercise good judgment before pulling over to the shoulder in an attempt to retrieve it.

Running out into a four-lane highway isn’t a good idea, and people should call police for help if they’re unsure that it’s safe, says Michelle Koos, a police officer in Overland Park, Kan.

If you are driving on a freeway, you never should pull over to the shoulder unless it’s a true emergency.

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Dec 28, 2011


Posted by Emily Davis | No Comments »
Tags: Christmas Tree, Tree

What does ‘brace for impact’ really mean?

In the case of US Airways Flight 1549, now known as the Miracle on the Hudson, Captain Chelsey Sullenberger and his crew managed to avert disaster by affecting a water landing; however, one outcome of that event was the fact that many passengers were ill equipped to handle an air emergency.

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Dec 17, 2011


Posted by Emily Davis | No Comments »

Mutual Funds And Term Life Insurance – Buy Term Ins And Invest In Mutual Funds

Mutual Funds. We work hard to make a living and at some time we feel that we would like to invest some money in the stock market. When we check it out we become aware that a fortune can be made in the market…but not without great risk. The next best idea is to invest in mutual funds. When we involve ourselves in this type of investment we receive the assistance of professionals who are very experienced at it.These people manage portfolios of stocks, bonds and various and sundry other securities for a fee. One fund can include tens or even hundreds of different securities and are owned by large groups of investors who have common goals.

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Dec 16, 2011


Posted by Jeremy Allen | No Comments »
Tags: Funds, Mutual Funds